Virtual Card Issuing API
for Startups in Austria

Startups in Austria building fintech, payroll, travel or creator products need cards that work globally, and a programme they can launch without a bank partnership or a compliance team. The Eisy card issuing API gives you Visa and Mastercard virtual USD cards, card holder verification and webhooks from day one.

Apply for API accessSee how merchant accounts work
Card networksVisa · Mastercard
Card currencyUSD
Webhook events11+

Issue Visa and Mastercard virtual USD cards to your users in Austria with one API.

Apply for API access

Why startups in Austria build on Eisy

  • •Ship a card feature for users in Austria without negotiating a bank sponsorship or standing up a card programme yourself.
  • •Start small: fund a single business USD wallet, issue cards as you grow, and pay per card and per funding rather than a platform fee up front.
  • •Compliance is handled: every card holder completes an ID and selfie check before a card is issued.
  • •Build on events, not polling: signed webhooks for issuance, funding, authorisations, settlements, declines, refunds and terminations.

What you can build in Austria

Products teams launch on the Eisy card API.

Neobanks and wallets adding a USD cardPayroll and contractor-payment platformsCreator and freelancer earnings productsSpend management and expense toolsTravel, e-commerce and booking startupsAgencies managing ad accounts for clients

Everything in the card API

Issue cards

Create Visa or Mastercard virtual USD cards for verified card holders and get the card details back securely.

card.issued

Fund and withdraw

Top up a card from your business USD wallet, pull funds back when a card is no longer needed.

card.topup.completed

Transaction webhooks

Authorisations, settlements, declines, reversals and refunds arrive as signed events with automatic retries.

card.transaction.settled

Controls

Freeze, unfreeze and terminate cards; balances return to your wallet on termination.

card.terminated

Card holders with KYC

Every card holder passes an ID and selfie check before a card can be issued to them.

card.verified

Keys, signing and IP allow-lists

Scoped API keys with a secret you can rotate or revoke, request signing, and an optional IP allow-list per key.

Built on events

Every card event is delivered to your endpoint as a signed webhook and retried until you acknowledge it. A simplified example:

{
  "event": "card.transaction.settled",
  "data": {
    "cardId": "crd_…",
    "amount": "12.99",
    "currency": "USD",
    "merchant": "Netflix.com",
    "status": "settled"
  }
}
card.issuedcard.topup.completedcard.withdrawal.completedcard.transaction.authorizedcard.transaction.settledcard.transaction.declinedcard.transaction.reversedcard.transaction.refund_settledcard.blockedcard.expiringcard.terminated

Pricing

Set per business and shown in your merchant dashboard before every action you confirm. Want the consumer product instead? See virtual dollar cards in Austria, or read about the virtual usd card api in austria.

Card creationPer card
Card fundingFlat fee or percentage
Termination and declinesPer event
Platform or monthly feeNone

Issue Visa and Mastercard virtual USD cards to your users in Austria with one API.

Apply for API access

How to go live with the card API in Austria

From application to your first issued card: verify your business, fund your wallet, connect your webhook and start issuing.

Apply for API access
1

Apply and verify your business

Create an Eisy account, apply for a merchant account and complete business verification (KYB). We review and email you when you are approved.

Apply and verify your business
2

Get your keys and fund your wallet

Generate API keys, set your webhook URL and fund your business USD wallet. Invite admins and members to help manage cards.

Get your keys and fund your wallet
3

Verify card holders and issue cards

Card holders pass an ID and selfie check, then you issue, fund, freeze or terminate cards and receive every event by webhook.

Verify card holders and issue cards

Card issuing API for startups in other countries in Europe

BelgiumBulgariaCzech RepublicEstoniaFinlandFranceGeorgiaGermanyGreeceHungaryIrelandItalyKosovoLatviaLithuaniaMoldovaMontenegroNetherlandsPolandPortugalSlovakiaSpainSwitzerlandUnited Kingdom

FAQs about the Eisy card API

1

Who can use the Eisy card API in Austria?

Registered startups in Austria and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.

2

Which card networks and currency are supported?

Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.

3

Do card holders need to verify their identity?

Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.

4

How do I know when a card is used?

Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.

5

What does it cost?

Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.

6

Is there a minimum volume to start?

No. Fund your business wallet with what you need and issue your first cards. Fees are charged per card and per funding, so a small pilot costs little.

Ready to issue cards?

Apply for a merchant account, verify your business and issue your first virtual USD cards in Austria.

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