Give every employee a card
Verify your company and issue expense cards to your team in Finland, funded from one wallet.
Corporate Expense Card API
in Finland
Shared company cards and reimbursement claims make spend hard to track for teams in Finland. With the Eisy corporate expense card API, every employee, contractor or project gets its own virtual USD card, funded from one company wallet, so you see exactly who spent what and can stop a card instantly.
Cards per employeeAs many as you need
FundingCompany wallet
Card networksVisa · Mastercard
A virtual USD expense card for every employee in Finland.
Apply for API accessOne employee’s expense card in Finland, start to finish
Every person or project gets their own card, so spend is always attributed.
They join
They pass an ID and selfie check and you issue a card in their name.
card.issuedA budget is approved
Top up their card with exactly that amount from the company wallet.
card.topup.completedThey spend
Each charge reaches your accounting or expense tool by webhook.
card.transaction.settledThey go on leave
Freeze the card; unfreeze it when they are back.
They leave
Terminate the card and the remaining balance returns to the company wallet.
card.terminated
Why companies in Finland build on Eisy
- •Replace shared cards and reimbursements in Finland: each person or project has its own card, so every transaction is attributed.
- •Fund cards only with what each person needs, and pull unused funds back to the company wallet at any time.
- •Freeze a card when someone is on leave, unfreeze it when they return, or terminate it when they leave; any balance returns to your wallet.
- •Authorisation, settlement and decline webhooks feed your accounting or expense tool as spend happens.
What you can build in Finland
Products teams launch on the Eisy card API.
One card per employee or contractor
Cards per project, client or cost centre
SaaS and software subscriptions
Travel and accommodation bookings
Ad accounts and marketing tools
Expense features inside your HR or payroll product
Where cards are used in Finland
International services Eisy card users in Finland pay for. Cards you issue through the API work on the same Visa and Mastercard networks.
EUR
Prices in Finland are in euro (EUR); cards issued through Eisy hold US dollars. Merchants that charge in USD are paid directly, and charges in EUR or another currency are converted to USD by the card network.
Built on events
Every card event is delivered to your endpoint as a signed webhook and retried until you acknowledge it. A simplified example:
{
"event": "card.transaction.settled",
"data": {
"cardId": "crd_…",
"amount": "12.99",
"currency": "USD",
"merchant": "Netflix.com",
"status": "settled"
}
}Pricing
Set per business and shown in your merchant dashboard before every action you confirm. Want the consumer product instead? See virtual dollar cards in Finland.
Card creationPer card
Card fundingFlat fee or percentage
Termination and declinesPer event
Platform or monthly feeNone
More ways to issue cards in Finland
A virtual USD expense card for every employee in Finland.
Apply for API accessHow to go live with the expense card API in Finland
From application to your first issued card: verify your business, fund your wallet, connect your webhook and start issuing.
1
Apply and verify your business
Create an Eisy account, apply for a merchant account and complete business verification (KYB). We review and email you when you are approved.
2
Get your keys and fund your wallet
Generate API keys, set your webhook URL and fund your business USD wallet. Invite admins and members to help manage cards.
3
Verify card holders and issue cards
Card holders pass an ID and selfie check, then you issue, fund, freeze or terminate cards and receive every event by webhook.
Corporate expense card API in other countries in Europe
FAQs about corporate expense cards
1
Who can use the Eisy card API in Finland?
Registered companies in Finland and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.
2
Which card networks and currency are supported?
Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.
3
Do card holders need to verify their identity?
Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.
4
How do I know when a card is used?
Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.
5
What does it cost?
Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.
6
How do I limit how much an employee can spend?
Each card only holds what you fund it with. Top up a card with the amount you approve, and withdraw any unused balance back to your company wallet.
7
What happens when an employee leaves?
Terminate their card from the dashboard or the API. The card stops working immediately and any remaining balance is returned to your business wallet.
8
Can the cards pay merchants that charge in EUR?
Yes. The cards hold US dollars, and when a merchant charges in euro (EUR) or any other currency, Visa or Mastercard converts the amount to USD at the time of the transaction.