Registered businesses in your country and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.

Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.

Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.

Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.

Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.

No. They are Visa and Mastercard virtual cards funded from your business USD wallet, not a credit line. They work at merchants that accept those networks, but there is no borrowing, interest or credit limit; each card spends only what is loaded onto it.

Most merchants accept any Visa or Mastercard card. A few, such as some car hire or hotel deposits, insist on a credit card specifically, so try a small charge first.