Launch a prepaid programme
Apply, fund your wallet and load your first prepaid cards in Mozambique.
Prepaid Virtual Card API
in Mozambique
Prepaid cards suit programmes where you decide the amount: rewards, allowances, per diems and payouts for people in Mozambique. You cap exposure to what is loaded on each card. The Eisy prepaid card API issues reloadable Visa and Mastercard virtual USD cards that you load from your business wallet, reload whenever you like, and empty back to the wallet when a card is no longer needed.
Credit riskNone
ReloadableYes
Card networksVisa · Mastercard
What you can build in Mozambique
Products teams launch on the Eisy card API.
Gift, reward and incentive cards
Allowance and fixed-budget cards
Promotional and cashback cards
Per diem and event budgets
Payouts loaded straight onto a card
Cards you load once and let run down
How a prepaid card works in Mozambique
You set the amount; the card can never spend more than what is loaded.
Issue
Create the card for a verified card holder.
card.issuedLoad
Put the reward, allowance or payout amount on the card.
card.topup.completedSpend down
Purchases come off the balance; anything over it is declined.
card.transaction.declinedReload
Top up again for the next period or campaign.
Withdraw or terminate
Pull back what is left, or terminate and the balance returns automatically.
card.withdrawal.completed
Where cards are used in Mozambique
International services Eisy card users in Mozambique pay for. Cards you issue through the API work on the same Visa and Mastercard networks.
MZN
Prices in Mozambique are in Mozambican metical (MZN); cards issued through Eisy hold US dollars. Merchants that charge in USD are paid directly, and charges in MZN or another currency are converted to USD by the card network.
Why businesses in Mozambique build on Eisy
- •A card can only spend what you load onto it, so there is no credit risk for you or for your users in Mozambique.
- •Reload any card from your business USD wallet in one API call, as often as you need.
- •Withdraw unused balances back to the wallet, or terminate a card and its balance returns automatically.
- •Every load, withdrawal, authorisation and settlement arrives as a signed webhook, so balances in your app always match.
Pricing
Set per business and shown in your merchant dashboard before every action you confirm. Want the consumer product instead? See virtual dollar cards in Mozambique.
Card creationPer card
Card fundingFlat fee or percentage
Termination and declinesPer event
Platform or monthly feeNone
Everything in the card API
Issue cards
Create Visa or Mastercard virtual USD cards for verified card holders and get the card details back securely.
card.issuedFund and withdraw
Top up a card from your business USD wallet, pull funds back when a card is no longer needed.
card.topup.completedTransaction webhooks
Authorisations, settlements, declines, reversals and refunds arrive as signed events with automatic retries.
card.transaction.settledControls
Freeze, unfreeze and terminate cards; balances return to your wallet on termination.
card.terminatedCard holders with KYC
Every card holder passes an ID and selfie check before a card can be issued to them.
card.verifiedKeys, signing and IP whitelists
Scoped API keys with a secret you can rotate or revoke, request signing, and an IP whitelist of your servers on every key.
More ways to issue cards in Mozambique
How to go live with the prepaid card API in Mozambique
From application to your first issued card: verify your business, fund your wallet, connect your webhook and start issuing.
1
Apply and verify your business
Create an Eisy account, apply for a merchant account and complete business verification (KYB). We review and email you when you are approved.
2
Get your keys and fund your wallet
Generate API keys, set your webhook URL and fund your business USD wallet. Invite admins and members to help manage cards.
3
Verify card holders and issue cards
Card holders pass an ID and selfie check, then you issue, fund, freeze or terminate cards and receive every event by webhook.
FAQs about prepaid cards
1
Who can use the Eisy card API in Mozambique?
Registered businesses in Mozambique and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.
2
Which card networks and currency are supported?
Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.
3
Do card holders need to verify their identity?
Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.
4
How do I know when a card is used?
Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.
5
What does it cost?
Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.
6
Are the cards reloadable?
Yes. Top up any active card from your business wallet whenever you need to, and withdraw unused funds back to the wallet.
7
What happens to the balance when a card is terminated?
Any remaining balance is returned to your business wallet when the card is terminated.
8
Can the cards pay merchants that charge in MZN?
Yes. The cards hold US dollars, and when a merchant charges in Mozambican metical (MZN) or any other currency, Visa or Mastercard converts the amount to USD at the time of the transaction.