Add a debit card to your app
Apply and give your users in Oman a Visa or Mastercard USD debit card.
Virtual Debit Card API
in Oman
If your wallet, neobank or remittance app in Oman holds money for users, a debit card lets them spend it. With the Eisy debit card API you issue each user a Visa or Mastercard virtual USD card, move their money onto it when they top up in your app, and pay every purchase from that card’s own balance, with no credit and no overdraft.
OverdraftNone
SpendsCard balance
Card networksVisa · Mastercard
Why businesses in Oman build on Eisy
- •Users in Oman spend only what is on their card, so there is no credit to underwrite and no debt to chase.
- •Load a card from your business USD wallet in one API call, and read its balance and transactions at any time.
- •A declined purchase never overdraws a card: if the balance is not there, the payment is declined and you get a webhook.
- •Freeze, unfreeze or terminate a card in seconds; on termination any balance returns to your wallet.
Debit or prepaid: which programme fits your product in Oman?
The card is the same; what differs is who decides how much goes on it.
| Debit programme | Prepaid programme | |
|---|---|---|
| Who sets the amount | The user, by moving their balance in your app | You, the business |
| Typical use | Everyday spending | Rewards, allowances, payouts |
| Money comes from | Your business wallet | Your business wallet |
| Overdraft or credit | None | None |
What you can build in Oman
Products teams launch on the Eisy card API.
A USD debit card in your wallet or neobank app
Spending for remittance and savings app users
A card for users’ stablecoin or dollar balances
Earnings cards on freelancer and creator platforms
A “card” tab in your mobile banking product
Debit cards for users without a local bank card
Where cards are used in Oman
International services Eisy card users in Oman pay for. Cards you issue through the API work on the same Visa and Mastercard networks.
OMR
Prices in Oman are in Omani rial (OMR); cards issued through Eisy hold US dollars. Merchants that charge in USD are paid directly, and charges in OMR or another currency are converted to USD by the card network.
Everything in the card API
Issue cards
Create Visa or Mastercard virtual USD cards for verified card holders and get the card details back securely.
card.issuedFund and withdraw
Top up a card from your business USD wallet, pull funds back when a card is no longer needed.
card.topup.completedTransaction webhooks
Authorisations, settlements, declines, reversals and refunds arrive as signed events with automatic retries.
card.transaction.settledControls
Freeze, unfreeze and terminate cards; balances return to your wallet on termination.
card.terminatedCard holders with KYC
Every card holder passes an ID and selfie check before a card can be issued to them.
card.verifiedKeys, signing and IP whitelists
Scoped API keys with a secret you can rotate or revoke, request signing, and an IP whitelist of your servers on every key.
Pricing
Set per business and shown in your merchant dashboard before every action you confirm. Want the consumer product instead? See virtual dollar cards in Oman.
Card creationPer card
Card fundingFlat fee or percentage
Termination and declinesPer event
Platform or monthly feeNone
More ways to issue cards in Oman
How to go live with the debit card API in Oman
From application to your first issued card: verify your business, fund your wallet, connect your webhook and start issuing.
1
Apply and verify your business
Create an Eisy account, apply for a merchant account and complete business verification (KYB). We review and email you when you are approved.
2
Get your keys and fund your wallet
Generate API keys, set your webhook URL and fund your business USD wallet. Invite admins and members to help manage cards.
3
Verify card holders and issue cards
Card holders pass an ID and selfie check, then you issue, fund, freeze or terminate cards and receive every event by webhook.
FAQs about debit cards
1
Who can use the Eisy card API in Oman?
Registered businesses in Oman and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.
2
Which card networks and currency are supported?
Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.
3
Do card holders need to verify their identity?
Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.
4
How do I know when a card is used?
Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.
5
What does it cost?
Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.
6
How is a debit card different from a prepaid card here?
The card is the same; the programme differs. A debit card is your user’s everyday card, topped up from the balance they hold in your app. A prepaid card is loaded by you with an amount you choose, such as a reward, allowance or payout.
7
How do the debit cards get their money?
You load each card from your business USD wallet, through the dashboard or the API. Purchases are paid from the card’s balance, and you can withdraw unused funds back to the wallet.
8
Can a card go into a negative balance?
No. A purchase larger than the card’s balance is declined, and you receive a card.transaction.declined webhook.
9
Can the cards pay merchants that charge in OMR?
Yes. The cards hold US dollars, and when a merchant charges in Omani rial (OMR) or any other currency, Visa or Mastercard converts the amount to USD at the time of the transaction.